Friday, September 14, 2007

Credit Cards - Devil or Angel in Disguise

We should always try to get the best out of the credit cards. They are infact a great gift to us but yes they can become nightmares for us if not used properly....

The best thing that I like about Credit Cards are that I can buy anything form them without disturbing my balance (as I can pay them later when my salary comes due to fixed billing date) and also there is no Interest headache even attached to it. Soemtimes if I forget to pay then also I get a reminder from the bank about payment due date on emails or on my mobile.

Also when you doa big shopping through your credit cards banks offer you reward points and redeem them for anything you would like. Or they might also transfer it to your other card if your due date for payment is coming near.

But yes at it is said correctly that nothing in today's world comes for free. hence, for this also to work properly for you, you should have adequate credit limit in your new credit card for the balance to transfer. Some banks even transfer the balance for free for the initial period.

So with so many benefits make your Credit Cards a blessing for you rather than taking loans over loans for paying credit cards bills.

So be alert and HAPPY SHOPPING....

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