I recently wanted to buy myself a new car and thought that instead of the total payment at one go I would go in for a car loan instead.
But then when I called up various banks to check the ROI they were offering I was shocked that most of banks told me to go in for a personal loan rather than taking it up as a car loan.
Well well I think the way they were trying to convince me it seems that most of the people have come in their rat trap. Now please don't get into this trap.
Car Loans are always better than personal loans.
On car loans you have to pay a lower EMI and also you get a lot of fringe benefits such as free car accessories and many more.
Also to tell you a secret this is the best time for taking car loans at the best rate as during this time the sales goes low and due to quarterly year ending in September sales people need to complete their target and hence you give the best rates possible with maximum benefits. :)
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